AM · morning
1020 Military Time = 10:20 AM
Answer
1020 = 10:20 AM
“ten twenty hours”
Hours 01–11 are morning hours: drop the leading zero and add AM, so 1020 = 10:20 AM.
- Military time
- 1020
- 24-hour clock
- 10:20
- 12-hour time
- 10:20 AM
- Said aloud
- ten twenty hours
- Minutes since midnight
- 620
- Time until midnight
- 13 h 40 min
Enter 3–4 digits, e.g. 0800, 1430, 2359
Valid timeEnter the time and choose AM or PM
Converted result
Spoken: ten twenty hours
Looking for the PM time?
10:20 PM is 2220 in military time
How to Convert 1020 to Standard Time
1020 converts to 10:20 AM in 3 steps:
- 1020 falls between 0100 and 1159, so drop the leading zero: 1020.
- Insert a colon before the last two digits: 10:20.
- Add AM, because hours 01 to 11 are morning: 10:20 AM.
To go the other way, 10:20 AM becomes 1020: add a leading zero to 10, then remove the colon.
1020 Across U.S. Time Zones
When it is 1020 Eastern time, it is 0920 Central, 0820 Mountain and 0720 Pacific. Zulu (UTC) depends on daylight saving time.
| Time zone | Military time | Standard time |
|---|---|---|
| Eastern (ET) | 1020 | 10:20 AM |
| Central (CT) | 0920 | 9:20 AM |
| Mountain (MT) | 0820 | 8:20 AM |
| Pacific (PT) | 0720 | 7:20 AM |
| Alaska (AKT) | 0620 | 6:20 AM |
| Zulu / UTC (winter, EST) | 1520Z | 3:20 PM |
| Zulu / UTC (summer, EDT) | 1420Z | 2:20 PM |
Convert other zones with the military time zone converter.
How to Say 1020
1020 is said “ten twenty hours” in formal military use. Casual speech drops “hours”: “ten twenty.” Written in 24-hour clock style, 1020 is 10:20.
Nearby military times
1020 military time: FAQ
What time is 1020 in military time?
1020 is 10:20 AM in standard 12-hour time. Hours 01–11 are morning hours: drop the leading zero and add AM, so 1020 = 10:20 AM.
What is 10:20 AM in military time?
10:20 AM is 1020 in military time, written 10:20 on a 24-hour clock.
How do you say 1020 in military time?
1020 is said “ten twenty hours”.
Is 1020 AM or PM?
1020 is AM: 10:20 AM. The same minutes in the other half of the day, 10:20 PM, are 2220.
See every time in the military time chart, or convert any other time with themilitary time converter.